Vehicular accidents can get complicated, especially if they cause damage to any of the parties aboard. This could be property damage, physical injuries and/or disability, and emotional trauma. In case of injury or disability, you will need to pay medical bills and maybe even stay out of work for a while. You shouldn’t have to pay if you’re not the one responsible for the accident. If the medical bills are expensive or you have to take a lot of time off work, you may need to hire a lawyer. Many lawyers offer free consultations so you can know what legal actions you will need to take and what kind of outcome you can expect.
Here’s how a lawyer will help you after a vehicular accident.
Contact Insurance Adjuster
The first thing your lawyer will do is contact the other party’s insurance adjuster. An insurance adjuster is responsible for assessing damage and deciding if and how much the insurance company should pay the other party. If you contact the insurance adjuster yourself, they may use your words against you to underpay you or even reject your claim, so your lawyer must be the one to contact them.
Your lawyer will go the extra mile to collect evidence of liability. They will go to the accident scene to see the aftermath of what happened themselves. Some lawyers might even use reconstruction specialists to understand how and why the accident happened. This is especially common in big cities like Houston, Texas, where car accidents are frequent. A good lawyer will do everything they can to help with your claim and prove the other party’s liability. Do a quick research of injury lawyers in your area to find one that will help you file a claim.
The lawyer should also talk with the police officers who investigated the accident, get all the accident reports, and speak to the witnesses. Eventually, the lawyer should be able to determine the contributing factors and the responsible parties.
Obtain Medical Records
Getting medical records is never an easy task, but it’s essential for your lawyer to estimate your past and future medical bills to get you adequate compensation. The doctor needs to mention causation, prognosis, and both the long- and short-term effects of the injury in their report to prove that the accident caused your injuries. Unfortunately, in some cases, the clinic or hospital may not have the staffing or the time to file a report. Or, they may require special procedures to hand you the medical records. The lawyer can assist by following up with the healthcare provider until they get a complete report that has all the information needed to support your claim. Your lawyer is supposed to inform the healthcare providers that there are pending claims so that they don’t rush to pay the bills.
Settle with Lienholder
A lienholder is someone who has a claim on any money you get from settlements or judgments. It could be because they gave you monetary benefits for a disability, serious condition, or worker’s compensation. Your lawyer can settle on a lower lien for you to pay. The more money you pay the lienholder, the less you will get.
Negotiate with Insurance Company
Negotiation is a skill that not many people master, but personal injury lawyers are professional at it, as it’s part of their job. The insurance company will want to pay as little as possible, and that’s why you need a lawyer. Your lawyer will get you the compensation you deserve. If the defendant’s insurance company offers you a settlement, a lawyer must review it before you accept it. The insurance company is likely to take advantage of you if you don’t have a lawyer by your side.
Get You Compensation
An injury lawyer will do everything in their power to ensure your claim is not denied and get you maximum compensation. They know how to use the law to your advantage. If the accident you were in was big, you probably had to pay expensive medical bills and skip work for some time to fully recover. If the period you had to skip for was over a week, then you’re due for compensation for your lost income, and the same applies if your medical bills are over $3,000. You shouldn’t have to pay for the other party’s negligence, and your lawyer will make sure you don’t.
We advise you to call a lawyer as soon as possible to be able to prove that you were injured due to a vehicular accident. Keep in mind that the statute of limitations is two years from when the accident happened, but your chances of receiving maximum compensation are at their highest right after the accident. Your chosen lawyer will walk you through every step until you win your claim.
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