How to Finance Urgent Car Repairs

When you’re a user of a motor vehicle, you can come up against a wide variety of incidents and breakdowns that can directly affect your way of life. This is true for those individuals who rely on their vehicle for their work – and who cannot earn cash without access to a working car. As such, some repair jobs are incredibly urgent, and you’ll need to visit a garage on the same day as you’ve had your breakdown. In this short guide, you’ll learn how you can finance the repairs to your vehicle that you need.

Quick Loans

Meanwhile, it’s not just a bank loan that can help you out in desperate times. If you must get your car fixed quickly – sometimes in the same afternoon of your incident on the roads – then you are going to need access to cash – and fast. You can do no better than looking to the services of Cash Lady in this regard; you’ll get cash paid into your account extremely quickly.

This instant cash will enable you to incentivize the workers at the garage to work on your car urgently, as you’ll be able to produce up-front cash to hand to mechanics, and you’ll be able to tell those mechanics why your repairs are so urgent, and how you’ll lose out on income if you’re unable to head into work the following day. Ask the mechanics to diagnose your car first, so you know what total your repairs will come to.

Dip into Savings

If you’ve been accumulating savings, this is exactly the sort of event that requires you to dip into them to get yourself back on the road and back to work, where you can save up the cash to replace the costs that you suffered for your urgent repairs. The great thing about your savings is that they’re incredibly easy for you to access, at any time, in any place.

Be sure that your savings are accessible – as some have a lock on them, which prevents them from being withdrawn for some time. If you don’t have available cash, you may still be able to use your savings account to get a loan from a bank, which will appreciate that you have assets with which you can repay your debt.


If your vehicle has been damaged, and you’re going to have to wait a little while longer than a day for the repairs to go through, you have enough time to run a short crowdfunding campaign to raise the cash you need to get the vehicle back onto the roads. 

To do this, you need to visit one of the more significant crowdfunding websites, like GoFundMe, where you can discover how to set up your finding page and ask your friends and family to donate towards a total that you expect your car repairs to come to when the mechanics are finished with your car. This is a novel way to earn quick cash but can work if your loved ones are willing to help you out in an urgent situation.

Use the three tips outlined above to get your car fixed as quickly as possible after an unfortunate incident on the roads.

Alicia Baker
Alicia is a Canadian writer whose enthusiasm for cultural and automotive are combined in her writing. Her background includes links to insurance, finance, and automotive safety.